/* =========================================================
   USA International Data
   Payment Processing Knowledge Center
   /payment-processing-faq/
========================================================= */

.faq-hero,
.faq-guides,
.faq-company,
.faq-cta {
    --faq-navy: #071a31;
    --faq-navy-2: #0b3154;
    --faq-blue: #0070f3;
    --faq-cyan: #18c7f2;
    --faq-cyan-soft: #54d9f7;
    --faq-text: #102652;
    --faq-muted: #4b6384;
    --faq-border: #d8e7f5;
    --faq-panel: rgba(5, 32, 57, 0.78);
    --faq-light: #f6faff;
    --faq-shadow: 0 15px 40px rgba(12, 42, 78, 0.08);
}

.faq-shell {
    width: min(100% - 40px, 1270px);
    margin: 0 auto;
}

/* =========================================================
   Hero
========================================================= */
.faq-hero {
    position: relative;
    isolation: isolate;
    overflow: hidden;
    color: #fff;
    background-color: var(--faq-navy);
    background-image:
        linear-gradient(90deg, rgba(3, 20, 39, 0.86) 0%, rgba(3, 20, 39, 0.70) 48%, rgba(3, 20, 39, 0.28) 100%),
        url('/images/image.png');
    background-size: cover;
    background-position: center center;
    background-repeat: no-repeat;
    border-bottom: 1px solid rgba(24, 199, 242, 0.28);
}

.faq-hero__overlay {
    position: absolute;
    inset: 0;
    z-index: -1;
    pointer-events: none;
    background: linear-gradient(180deg, rgba(0, 18, 36, 0.04) 0%, rgba(0, 18, 36, 0.04) 62%, rgba(0, 18, 36, 0.24) 100%);
}

.faq-hero__container {
    width: min(100% - 40px, 1270px);
    min-height: 500px;
    margin: 0 auto;
    padding: 72px 0 70px;
    display: grid;
    grid-template-columns: minmax(0, 1.45fr) minmax(390px, 0.8fr);
    gap: clamp(42px, 6vw, 86px);
    align-items: center;
}

.faq-hero__content {
    max-width: 760px;
}

.faq-hero__eyebrow {
    display: flex;
    align-items: center;
    gap: 14px;
    margin-bottom: 24px;
    color: #8deaff;
    font-size: clamp(0.82rem, 1.05vw, 1rem);
    font-weight: 700;
    line-height: 1.3;
    letter-spacing: 0.18em;
    text-transform: uppercase;
}

.faq-hero__eyebrow-line {
    width: 46px;
    height: 3px;
    flex: 0 0 auto;
    border-radius: 999px;
    background: var(--faq-cyan);
}

.faq-hero h1 {
    margin: 0;
    color: #fff;
    font-size: clamp(3rem, 5.3vw, 4.4rem);
    font-weight: 800;
    line-height: 0.99;
    letter-spacing: -0.045em;
    text-wrap: balance;
}

.faq-hero__title-line,
.faq-hero__title-accent {
    display: block;
}

.faq-hero__title-accent {
    margin-top: 8px;
    color: var(--faq-cyan);
}

.faq-hero__description {
    max-width: 760px;
    margin: 28px 0 0;
    color: rgba(255,255,255,0.95);
    font-size: clamp(1.08rem, 1.5vw, 1.21rem);
    line-height: 1.5;
    text-shadow: 0 2px 12px rgba(0,0,0,0.28);
}

.faq-hero__trust-grid {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    overflow: hidden;
    border: 1px solid rgba(47, 205, 244, 0.48);
    border-radius: 15px;
    background: var(--faq-panel);
    box-shadow: 0 18px 45px rgba(0, 0, 0, 0.24);
    -webkit-backdrop-filter: blur(8px);
    backdrop-filter: blur(8px);
}

.faq-hero__trust-item {
    min-height: 176px;
    padding: 25px 18px 22px;
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    text-align: center;
}

.faq-hero__trust-item:nth-child(odd) {
    border-right: 1px solid rgba(78, 212, 244, 0.24);
}

.faq-hero__trust-item:nth-child(-n + 2) {
    border-bottom: 1px solid rgba(78, 212, 244, 0.24);
}

.faq-hero__icon {
    width: 58px;
    height: 58px;
    margin-bottom: 11px;
    color: var(--faq-cyan-soft);
}

.faq-hero__icon svg,
.faq-guide-visual svg,
.faq-cta__icon svg {
    width: 100%;
    height: 100%;
    display: block;
    fill: none;
    stroke: currentColor;
    stroke-width: 4;
    stroke-linecap: round;
    stroke-linejoin: round;
}

.faq-hero__trust-item strong {
    display: block;
    margin: 0 0 2px;
    color: #fff;
    font-size: clamp(1rem, 1.4vw, 1.2rem);
    font-weight: 800;
    line-height: 1.18;
}

.faq-hero__trust-item span {
    color: rgba(255,255,255,0.91);
    font-size: clamp(0.9rem, 1.2vw, 1.04rem);
    line-height: 1.32;
}

/* =========================================================
   Shared section heading
========================================================= */
.faq-section-heading {
    max-width: 980px;
    margin-bottom: 34px;
}

.faq-section-kicker {
    display: flex;
    align-items: center;
    gap: 12px;
    margin-bottom: 10px;
    color: #0867d9;
    font-size: 0.82rem;
    font-weight: 800;
    letter-spacing: 0.14em;
    text-transform: uppercase;
}

.faq-section-kicker > span {
    width: 48px;
    height: 3px;
    border-radius: 999px;
    background: #0070f3;
}

.faq-section-heading h2 {
    margin: 0;
    color: #071a58;
    font-size: clamp(2rem, 4vw, 3.15rem);
    font-weight: 850;
    line-height: 1.08;
    letter-spacing: -0.035em;
}

.faq-section-heading h2 em {
    color: #149fe8;
    font-style: normal;
}

.faq-section-heading p {
    max-width: 980px;
    margin: 12px 0 0;
    color: var(--faq-muted);
    font-size: 1.06rem;
    line-height: 1.65;
}

/* =========================================================
   10 dedicated guides
========================================================= */
.faq-guides {
    background: #fff;
    padding: 76px 0 82px;
}

.faq-guide-grid {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 14px 18px;
}

.faq-guide-card {
    min-height: 176px;
    display: grid;
    grid-template-columns: 150px 52px minmax(0, 1fr);
    align-items: center;
    gap: 16px;
    padding: 9px 18px 9px 9px;
    border: 1px solid var(--faq-border);
    border-radius: 12px;
    background: #fff;
    color: inherit;
    text-decoration: none;
    box-shadow: 0 4px 18px rgba(15, 52, 90, 0.025);
    transition: transform 0.2s ease, box-shadow 0.2s ease, border-color 0.2s ease;
}

.faq-guide-card:hover {
    transform: translateY(-3px);
    border-color: rgba(0,112,243,0.38);
    box-shadow: 0 14px 30px rgba(15, 52, 90, 0.09);
    text-decoration: none;
}

.faq-guide-visual {
    width: 100%;
    height: 156px;
    display: flex;
    align-items: center;
    justify-content: center;
    overflow: hidden;
    border-radius: 9px;
    color: #fff;
}

.faq-guide-visual svg {
    width: 72px;
    height: 72px;
    stroke-width: 3.5;
}

.faq-guide-visual--card { background: linear-gradient(145deg, #0b2f56, #1e8ed5); }
.faq-guide-visual--cards { background: linear-gradient(145deg, #122b45, #1d6ac9); }
.faq-guide-visual--fees { background: linear-gradient(145deg, #3f596f, #159bd7); }
.faq-guide-visual--savings { background: linear-gradient(145deg, #eef5fb, #d9ecf7); color: #0a71cb; }
.faq-guide-visual--merchant { background: linear-gradient(145deg, #12344e, #1d78a7); }
.faq-guide-visual--pos { background: linear-gradient(145deg, #1b2733, #4c687f); }
.faq-guide-visual--gateway { background: linear-gradient(145deg, #052a50, #0086dc); }
.faq-guide-visual--pci { background: linear-gradient(145deg, #024d81, #16a8e7); }
.faq-guide-visual--equipment { background: linear-gradient(145deg, #29384a, #71879d); }
.faq-guide-visual--processor { background: linear-gradient(145deg, #082f61, #147ac2); color: #ffd34f; }

.faq-guide-number {
    width: 42px;
    height: 42px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    align-self: start;
    margin-top: 7px;
    border-radius: 50%;
    background: #e6f2ff;
    color: #0867d9;
    font-size: 1.35rem;
    font-weight: 850;
}

.faq-guide-copy {
    align-self: center;
    min-width: 0;
}

.faq-guide-copy h3 {
    margin: 0 0 7px;
    color: #071a58;
    font-size: 1.14rem;
    font-weight: 800;
    line-height: 1.18;
}

.faq-guide-copy p {
    margin: 0 0 8px;
    color: #425c7e;
    font-size: 0.92rem;
    line-height: 1.44;
}

.faq-guide-link {
    color: #0070f3;
    font-size: 0.92rem;
    font-weight: 800;
}

/* =========================================================
   Company FAQ
========================================================= */
.faq-company {
    background: #fff;
    padding: 0 0 76px;
}

.faq-company__panel {
    padding: 48px 50px 50px;
    border: 1px solid #cfe8fb;
    border-radius: 16px;
    background: linear-gradient(135deg, #f2faff 0%, #e8f6ff 100%);
    box-shadow: var(--faq-shadow);
}

.faq-section-heading--company {
    max-width: none;
    margin-bottom: 28px;
}

.faq-accordion-grid {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 14px 24px;
}

.faq-accordion-column {
    display: grid;
    gap: 12px;
    align-content: start;
}

.faq-accordion-item {
    overflow: hidden;
    border: 1px solid #c8e3f7;
    border-radius: 10px;
    background: #fff;
}

.faq-accordion-item summary {
    position: relative;
    padding: 17px 52px 17px 20px;
    color: #0a2a68;
    font-size: 1rem;
    font-weight: 750;
    line-height: 1.35;
    cursor: pointer;
    list-style: none;
}

.faq-accordion-item summary::-webkit-details-marker {
    display: none;
}

.faq-accordion-item summary::after {
    content: "";
    position: absolute;
    right: 21px;
    top: 50%;
    width: 9px;
    height: 9px;
    border-right: 3px solid #0070f3;
    border-bottom: 3px solid #0070f3;
    transform: translateY(-66%) rotate(45deg);
    transition: transform 0.18s ease;
}

.faq-accordion-item[open] summary::after {
    transform: translateY(-35%) rotate(225deg);
}

.faq-accordion-answer {
    padding: 0 20px 18px;
    border-top: 1px solid #e7f1f8;
    color: #405979;
    font-size: 0.95rem;
    line-height: 1.6;
}

.faq-accordion-answer a {
    color: #006fdc;
    text-decoration: underline;
    text-underline-offset: 2px;
}

/* =========================================================
   CTA
========================================================= */
.faq-cta {
    padding: 0 0 72px;
    background: #fff;
}

.faq-cta__inner {
    position: relative;
    overflow: hidden;
    min-height: 134px;
    padding: 26px 34px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 28px;
    border-radius: 14px;
    background:
        radial-gradient(circle at 65% 150%, rgba(14,151,220,0.55), transparent 38%),
        linear-gradient(115deg, #082d58 0%, #063d70 55%, #082d58 100%);
    color: #fff;
    box-shadow: 0 18px 40px rgba(7,42,82,0.16);
}

.faq-cta__inner::after {
    content: "";
    position: absolute;
    inset: auto 24% -90px auto;
    width: 430px;
    height: 170px;
    border: 1px solid rgba(54,208,248,0.2);
    border-radius: 50%;
    transform: rotate(-7deg);
    pointer-events: none;
}

.faq-cta__copy {
    display: flex;
    align-items: center;
    gap: 20px;
    position: relative;
    z-index: 1;
}

.faq-cta__icon {
    width: 58px;
    height: 58px;
    flex: 0 0 58px;
    color: #29c8f4;
}

.faq-cta h2 {
    margin: 0 0 3px;
    color: #fff;
    font-size: clamp(1.7rem, 3vw, 2.2rem);
    font-weight: 800;
}

.faq-cta p {
    margin: 0;
    color: rgba(255,255,255,0.9);
    font-size: 1rem;
}

.faq-cta__button {
    position: relative;
    z-index: 1;
    flex: 0 0 auto;
    padding: 15px 24px;
    border-radius: 8px;
    background: #12c8ef;
    color: #042038;
    text-decoration: none;
    font-size: 0.98rem;
    font-weight: 850;
    transition: transform .2s ease, background .2s ease, box-shadow .2s ease;
}

.faq-cta__button:hover {
    transform: translateY(-2px);
    background: #41d7f6;
    color: #042038;
    text-decoration: none;
    box-shadow: 0 10px 22px rgba(0,0,0,0.18);
}

/* =========================================================
   Responsive
========================================================= */
@media (max-width: 1080px) {
    .faq-hero__container {
        grid-template-columns: minmax(0, 1.15fr) minmax(330px, 0.8fr);
        gap: 38px;
        min-height: 470px;
        padding: 58px 0;
    }

    .faq-hero h1 {
        font-size: clamp(2.8rem, 6vw, 4.4rem);
    }

    .faq-hero__trust-item {
        min-height: 155px;
        padding: 20px 14px;
    }

    .faq-guide-card {
        grid-template-columns: 118px 44px minmax(0, 1fr);
        gap: 12px;
    }

    .faq-guide-visual {
        height: 138px;
    }
}

@media (max-width: 860px) {
    .faq-hero {
        background-position: 58% center;
    }

    .faq-hero__container {
        width: min(100% - 32px, 720px);
        grid-template-columns: 1fr;
        min-height: auto;
        padding: 52px 0;
        gap: 34px;
    }

    .faq-hero__content {
        max-width: 650px;
    }

    .faq-hero__trust-grid {
        width: 100%;
        max-width: 620px;
    }

    .faq-guide-grid,
    .faq-accordion-grid {
        grid-template-columns: 1fr;
    }

    .faq-company__panel {
        padding: 40px 32px;
    }

    .faq-cta__inner {
        align-items: flex-start;
        flex-direction: column;
    }
}

@media (max-width: 620px) {
    .faq-shell {
        width: min(100% - 28px, 520px);
    }

    .faq-hero {
        background-position: 62% center;
        background-image:
            linear-gradient(180deg, rgba(3,20,39,0.86) 0%, rgba(3,20,39,0.72) 100%),
            url('/images/image.png');
    }

    .faq-hero__container {
        width: min(100% - 28px, 520px);
        padding: 42px 0 44px;
        gap: 28px;
    }

    .faq-hero__eyebrow {
        gap: 10px;
        margin-bottom: 18px;
        font-size: 0.72rem;
        letter-spacing: 0.12em;
    }

    .faq-hero__eyebrow-line {
        width: 32px;
        height: 2px;
    }

    .faq-hero h1 {
        font-size: clamp(2.5rem, 12vw, 3.55rem);
        line-height: 1.02;
    }

    .faq-hero__title-accent {
        margin-top: 4px;
    }

    .faq-hero__description {
        margin-top: 22px;
        font-size: 1rem;
        line-height: 1.55;
    }

    .faq-hero__trust-grid {
        border-radius: 12px;
    }

    .faq-hero__trust-item {
        min-height: 138px;
        padding: 18px 10px 16px;
    }

    .faq-hero__icon {
        width: 46px;
        height: 46px;
        margin-bottom: 8px;
    }

    .faq-hero__trust-item strong {
        font-size: 0.94rem;
    }

    .faq-hero__trust-item span {
        font-size: 0.8rem;
    }

    .faq-guides {
        padding: 56px 0 60px;
    }

    .faq-section-heading {
        margin-bottom: 26px;
    }

    .faq-section-heading h2 {
        font-size: clamp(1.8rem, 9vw, 2.45rem);
    }

    .faq-section-heading p {
        font-size: 0.98rem;
    }

    .faq-guide-card {
        min-height: 0;
        grid-template-columns: 82px minmax(0, 1fr);
        grid-template-areas:
            "visual number"
            "copy copy";
        padding: 10px;
        gap: 10px 12px;
    }

    .faq-guide-visual {
        grid-area: visual;
        height: 82px;
    }

    .faq-guide-visual svg {
        width: 48px;
        height: 48px;
    }

    .faq-guide-number {
        grid-area: number;
        align-self: center;
        justify-self: start;
        margin-top: 0;
    }

    .faq-guide-copy {
        grid-area: copy;
        padding: 2px 4px 6px;
    }

    .faq-company {
        padding-bottom: 56px;
    }

    .faq-company__panel {
        padding: 32px 16px 20px;
        border-radius: 12px;
    }

    .faq-accordion-item summary {
        padding: 15px 46px 15px 16px;
        font-size: 0.95rem;
    }

    .faq-accordion-answer {
        padding: 0 16px 16px;
    }

    .faq-cta {
        padding-bottom: 56px;
    }

    .faq-cta__inner {
        padding: 25px 20px;
    }

    .faq-cta__copy {
        align-items: flex-start;
        gap: 14px;
    }

    .faq-cta__icon {
        width: 44px;
        height: 44px;
        flex-basis: 44px;
    }

    .faq-cta__button {
        width: 100%;
        text-align: center;
    }
}

@media (prefers-reduced-motion: reduce) {
    .faq-hero *,
    .faq-guides *,
    .faq-company *,
    .faq-cta * {
        scroll-behavior: auto !important;
        transition: none !important;
        animation: none !important;
    }
}

/* =========================================================
   Hero trust grid interaction
========================================================= */
.faq-hero__trust-item {
    position: relative;
    transition: background-color .24s ease, box-shadow .24s ease, transform .24s ease;
}

.faq-hero__trust-item:hover {
    z-index: 1;
    background: rgba(24, 199, 242, 0.11);
    box-shadow:
        inset 0 0 0 1px rgba(84, 217, 247, 0.30),
        inset 0 0 28px rgba(24, 199, 242, 0.08);
    transform: translateY(-2px);
}

.faq-hero__icon {
    transition: transform .24s ease, color .24s ease, filter .24s ease;
}

.faq-hero__trust-item:hover .faq-hero__icon {
    transform: translateY(-4px) scale(1.07);
    color: #76e8ff;
    filter: drop-shadow(0 0 8px rgba(24, 199, 242, 0.42));
}

.faq-hero__trust-item span {
    transition: color .24s ease;
}

.faq-hero__trust-item:hover span {
    color: #c8f4ff;
}

/* =========================================================
   Dedicated Knowledge Center article pages
========================================================= */
.faq-article-page {
    --faq-navy: #071a31;
    --faq-navy-2: #0b3154;
    --faq-blue: #0070f3;
    --faq-cyan: #18c7f2;
    --faq-cyan-soft: #54d9f7;
    --faq-text: #102652;
    --faq-muted: #4b6384;
    --faq-border: #d8e7f5;
    --faq-light: #f5f9fd;
    --faq-shadow: 0 16px 42px rgba(12, 42, 78, 0.09);
    background: var(--faq-light);
    color: #22354d;
}

/* Article hero: same visual language as the directory hero */
.faq-article-hero {
    position: relative;
    overflow: hidden;
    padding: 54px 0 64px;
    color: #fff;
    background-color: var(--faq-navy);
    background-image:
        linear-gradient(90deg, rgba(3, 20, 39, 0.91) 0%, rgba(3, 20, 39, 0.76) 48%, rgba(3, 20, 39, 0.40) 100%),
        url('/images/image.png');
    background-size: cover;
    background-position: center center;
    background-repeat: no-repeat;
    border-bottom: 1px solid rgba(24, 199, 242, 0.30);
}

.faq-article-hero::after {
    content: "";
    position: absolute;
    inset: 0;
    pointer-events: none;
    background:
        linear-gradient(180deg, rgba(0, 18, 36, 0.04) 0%, rgba(0, 18, 36, 0.02) 58%, rgba(0, 18, 36, 0.28) 100%);
}

.faq-article-hero .faq-shell {
    position: relative;
    z-index: 1;
}

.faq-breadcrumb {
    display: flex;
    align-items: center;
    flex-wrap: wrap;
    gap: 8px;
    margin: 0 0 30px;
    color: rgba(255, 255, 255, 0.74);
    font-size: 0.88rem;
    line-height: 1.45;
}

.faq-breadcrumb a {
    color: #bcefff;
    text-decoration: none;
    transition: color .2s ease;
}

.faq-breadcrumb a:hover {
    color: #fff;
    text-decoration: underline;
    text-underline-offset: 3px;
}

.faq-breadcrumb > span:not([aria-current="page"]) {
    color: rgba(255,255,255,.48);
}

.faq-article-hero__eyebrow {
    display: flex;
    align-items: center;
    gap: 12px;
    margin-bottom: 16px;
    color: #8deaff;
    font-size: 0.82rem;
    font-weight: 800;
    letter-spacing: 0.15em;
    text-transform: uppercase;
}

.faq-article-hero__eyebrow > span {
    width: 44px;
    height: 3px;
    flex: 0 0 auto;
    border-radius: 999px;
    background: var(--faq-cyan);
}

.faq-article-hero h1 {
    max-width: 980px;
    margin: 0;
    color: #fff;
    font-size: clamp(2.65rem, 5vw, 4.4rem);
    font-weight: 850;
    line-height: 1.03;
    letter-spacing: -0.045em;
    text-wrap: balance;
}

.faq-article-hero__summary {
    max-width: 880px;
    margin: 22px 0 0;
    color: rgba(255,255,255,.92);
    font-size: clamp(1.05rem, 1.55vw, 1.1rem);
    line-height: 1.58;
    text-shadow: 0 2px 12px rgba(0,0,0,.24);
}


/* Dedicated article hero layout + topic explainer */
.faq-article-hero__grid {
    display: grid;
    grid-template-columns: minmax(0, 1.12fr) minmax(410px, 0.88fr);
    gap: clamp(46px, 5vw, 78px);
    align-items: center;
}

.faq-article-hero__copy {
    min-width: 0;
    max-width: 760px;
}

.faq-article-hero__copy h1 {
    max-width: 720px;
}

/* Left-side article hero summary panel */
.faq-payment-glance {
    margin-top: 30px;
    overflow: hidden;
    padding: 22px 24px 14px;
    border: 1px solid rgba(70, 215, 250, 0.42);
    border-radius: 16px;
    background: linear-gradient(180deg, rgba(6, 42, 73, 0.84) 0%, rgba(4, 31, 57, 0.76) 100%);
    box-shadow: inset 0 1px 0 rgba(255,255,255,.03);
    -webkit-backdrop-filter: blur(8px);
    backdrop-filter: blur(8px);
}

.faq-payment-glance h2 {
    margin: 0 0 10px;
    color: #fff;
    font-size: clamp(.95rem, 1.3vw, 1.12rem);
    font-weight: 850;
    line-height: 1.25;
    letter-spacing: .12em;
    text-transform: uppercase;
}

.faq-payment-glance__item {
    display: grid;
    grid-template-columns: 52px minmax(0, 1fr);
    gap: 16px;
    align-items: center;
    min-height: 78px;
    padding: 11px 0;
    border-bottom: 1px solid rgba(75, 211, 246, 0.28);
}

.faq-payment-glance__item:last-child {
    border-bottom: 0;
}

.faq-payment-glance__icon {
    width: 46px;
    height: 46px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    border: 1px solid rgba(75, 211, 246, 0.56);
    border-radius: 10px;
    background: rgba(0, 112, 173, 0.18);
    color: #4eddfb;
    transition: transform .22s ease, background-color .22s ease, box-shadow .22s ease;
}

.faq-payment-glance__icon svg {
    width: 30px;
    height: 30px;
    display: block;
    fill: none;
    stroke: currentColor;
    stroke-width: 3.6;
    stroke-linecap: round;
    stroke-linejoin: round;
}

.faq-payment-glance__item:hover .faq-payment-glance__icon {
    transform: translateY(-2px) scale(1.04);
    background: rgba(24, 199, 242, 0.12);
    box-shadow: 0 0 20px rgba(24,199,242,.12);
}

.faq-payment-glance__item strong,
.faq-payment-glance__item span {
    display: block;
}

.faq-payment-glance__item strong {
    margin-bottom: 2px;
    color: #fff;
    font-size: 1rem;
    font-weight: 850;
    line-height: 1.25;
}

.faq-payment-glance__item div > span {
    color: rgba(255,255,255,.86);
    font-size: .9rem;
    line-height: 1.42;
}

.faq-payment-glance__link {
    display: inline-flex;
    align-items: center;
    gap: 9px;
    margin-top: 14px;
    padding-bottom: 3px;
    border-bottom: 1px solid rgba(84,217,247,.72);
    color: #63e4ff;
    font-size: .94rem;
    font-weight: 800;
    line-height: 1.3;
    text-decoration: none;
    transition: color .2s ease, gap .2s ease, border-color .2s ease;
}

.faq-payment-glance__link:hover {
    gap: 13px;
    border-color: #fff;
    color: #fff;
    text-decoration: none;
}

#payment-processing-stages {
    scroll-margin-top: 110px;
}

.faq-payment-flow {
    position: relative;
    overflow: hidden;
    padding: 30px 28px 28px;
    border: 1px solid rgba(70, 215, 250, 0.48);
    border-radius: 18px;
    background:
        linear-gradient(180deg, rgba(5, 43, 76, 0.92) 0%, rgba(5, 34, 61, 0.86) 100%);
    box-shadow:
        0 22px 55px rgba(0, 0, 0, 0.26),
        inset 0 1px 0 rgba(255,255,255,.04);
    -webkit-backdrop-filter: blur(10px);
    backdrop-filter: blur(10px);
}

.faq-payment-flow::before {
    content: "";
    position: absolute;
    width: 280px;
    height: 280px;
    right: -105px;
    top: -105px;
    border-radius: 50%;
    background: radial-gradient(circle, rgba(24,199,242,.13) 0%, rgba(24,199,242,0) 68%);
    pointer-events: none;
}

.faq-payment-flow h2 {
    position: relative;
    z-index: 1;
    margin: 0 0 20px;
    color: #fff;
    font-size: clamp(1rem, 1.45vw, 1.25rem);
    font-weight: 850;
    line-height: 1.25;
    letter-spacing: .13em;
    text-align: center;
    text-transform: uppercase;
}

.faq-payment-flow__steps {
    position: relative;
    z-index: 1;
    display: grid;
    gap: 7px;
}

.faq-payment-flow__step {
    min-height: 74px;
    display: grid;
    grid-template-columns: 62px minmax(0, 1fr);
    gap: 17px;
    align-items: center;
    padding: 12px 17px;
    border: 1px solid rgba(71, 203, 239, 0.34);
    border-radius: 14px;
    background: rgba(4, 38, 69, 0.78);
    transition: transform .22s ease, background-color .22s ease, border-color .22s ease, box-shadow .22s ease;
}

.faq-payment-flow__step:hover {
    transform: translateX(-3px);
    border-color: rgba(96, 227, 255, 0.62);
    background: rgba(8, 56, 94, 0.94);
    box-shadow: 0 10px 22px rgba(0,0,0,.14);
}

.faq-payment-flow__icon {
    width: 50px;
    height: 50px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    color: #55dcfb;
}

.faq-payment-flow__icon svg {
    width: 100%;
    height: 100%;
    display: block;
    fill: none;
    stroke: currentColor;
    stroke-width: 3.4;
    stroke-linecap: round;
    stroke-linejoin: round;
}

.faq-payment-flow__step strong,
.faq-payment-flow__step span {
    display: block;
}

.faq-payment-flow__step strong {
    margin-bottom: 3px;
    color: #fff;
    font-size: 1rem;
    font-weight: 850;
    line-height: 1.18;
}

.faq-payment-flow__step div > span {
    color: rgba(255,255,255,.83);
    font-size: .88rem;
    line-height: 1.35;
}

.faq-payment-flow__arrow {
    height: 18px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: #4fddfb;
    font-size: 1.65rem;
    font-weight: 700;
    line-height: 1;
    text-shadow: 0 0 12px rgba(24,199,242,.35);
}

/* Article content area */
.faq-article-section {
    padding: 64px 0 72px;
    background:
        radial-gradient(circle at 100% 0%, rgba(24,199,242,.08), transparent 28%),
        #f5f9fd;
}

.faq-article-layout {
    display: grid;
    grid-template-columns: minmax(0, 1fr) 330px;
    gap: 38px;
    align-items: start;
}

.faq-article-content {
    min-width: 0;
    padding: 46px 50px 50px;
    border: 1px solid var(--faq-border);
    border-radius: 18px;
    background: #fff;
    box-shadow: var(--faq-shadow);
}

.faq-article-intro {
    position: relative;
    margin: 0 0 38px;
    padding: 25px 28px 24px;
    border: 1px solid #cfe8fb;
    border-left: 5px solid var(--faq-cyan);
    border-radius: 12px;
    background: linear-gradient(135deg, #f3fbff 0%, #eaf7ff 100%);
}

.faq-article-intro p {
    margin: 0 0 12px;
    color: #1d4265;
    font-size: 1.06rem;
    line-height: 1.74;
}

.faq-article-intro p:last-child {
    margin-bottom: 0;
}

.faq-article-content h2 {
    position: relative;
    margin: 46px 0 16px;
    padding-top: 6px;
    color: #071a58;
    font-size: clamp(1.65rem, 2.7vw, 2.25rem);
    font-weight: 850;
    line-height: 1.17;
    letter-spacing: -0.025em;
}

.faq-article-content h2::before {
    content: "";
    display: block;
    width: 54px;
    height: 3px;
    margin-bottom: 12px;
    border-radius: 999px;
    background: linear-gradient(90deg, var(--faq-blue), var(--faq-cyan));
}

.faq-article-content h3 {
    margin: 28px 0 10px;
    color: #0b3154;
    font-size: clamp(1.22rem, 2vw, 1.52rem);
    font-weight: 800;
    line-height: 1.28;
}

.faq-article-content p {
    margin: 0 0 17px;
    color: #344d68;
    font-size: 1.015rem;
    line-height: 1.82;
}

.faq-article-content ul,
.faq-article-content ol {
    margin: 8px 0 24px;
    padding-left: 1.45rem;
    color: #344d68;
}

.faq-article-content li {
    margin: 8px 0;
    padding-left: 4px;
    font-size: 1rem;
    line-height: 1.67;
}

.faq-article-content li::marker {
    color: var(--faq-blue);
    font-weight: 800;
}

.faq-article-content a:not(.faq-cta__button) {
    color: #006fdc;
    font-weight: 700;
    text-decoration: underline;
    text-decoration-thickness: 1px;
    text-underline-offset: 3px;
}

.faq-article-content a:not(.faq-cta__button):hover {
    color: #004fa8;
}

.faq-article-content strong {
    color: #173d63;
}

.faq-article-source-note {
    margin-top: 42px;
    padding: 20px 22px;
    border: 1px solid #d5e8f7;
    border-radius: 12px;
    background: #f7fbff;
    color: #4b6384;
    font-size: 0.92rem;
    line-height: 1.65;
}

.faq-article-source-note strong {
    color: #0a3156;
}

/* Sticky Knowledge Center navigation */
.faq-article-sidebar {
    min-width: 0;
}

.faq-article-sidebar__inner {
    position: sticky;
    top: 106px;
    overflow: hidden;
    border: 1px solid #cfe0ee;
    border-radius: 16px;
    background: #fff;
    box-shadow: 0 14px 34px rgba(11, 49, 84, 0.08);
}

.faq-article-sidebar__title {
    padding: 24px 24px 2px;
    color: #071a58;
    font-size: 1.32rem;
    font-weight: 850;
    line-height: 1.2;
}

.faq-article-sidebar__sub {
    padding: 0 24px 18px;
    color: #69809a;
    font-size: 0.84rem;
}

.faq-article-nav {
    display: grid;
    border-top: 1px solid #e4edf5;
}

.faq-article-nav__link {
    display: grid;
    grid-template-columns: 30px minmax(0, 1fr);
    gap: 10px;
    align-items: center;
    padding: 11px 16px;
    border-bottom: 1px solid #e9f0f6;
    color: #254764;
    text-decoration: none;
    font-size: 0.86rem;
    font-weight: 700;
    line-height: 1.32;
    transition: background-color .2s ease, color .2s ease, padding-left .2s ease;
}

.faq-article-nav__link > span {
    width: 28px;
    height: 28px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    border-radius: 50%;
    background: #edf6ff;
    color: #0870dc;
    font-size: 0.78rem;
    font-weight: 850;
}

.faq-article-nav__link:hover {
    padding-left: 20px;
    background: #f2f9ff;
    color: #006fdc;
    text-decoration: none;
}

.faq-article-nav__link--active,
.faq-article-nav__link--active:hover {
    padding-left: 16px;
    background: linear-gradient(90deg, #e9f7ff 0%, #f6fcff 100%);
    color: #075fae;
    box-shadow: inset 4px 0 0 var(--faq-cyan);
}

.faq-article-nav__link--active > span {
    background: var(--faq-blue);
    color: #fff;
}

.faq-article-help {
    margin: 18px;
    padding: 20px;
    border-radius: 12px;
    background: linear-gradient(135deg, #082d58 0%, #0b4677 100%);
    color: #fff;
}

.faq-article-help strong {
    display: block;
    margin-bottom: 7px;
    color: #fff;
    font-size: 1rem;
}

.faq-article-help p {
    margin: 0 0 12px;
    color: rgba(255,255,255,.84);
    font-size: 0.86rem;
    line-height: 1.5;
}

.faq-article-help a {
    color: #65ddfb;
    font-size: 0.88rem;
    font-weight: 850;
    text-decoration: none;
}

.faq-article-help a:hover {
    color: #fff;
    text-decoration: underline;
    text-underline-offset: 3px;
}

.faq-cta--article {
    padding: 0 0 76px;
    background: #f5f9fd;
}

/* Dedicated article hero explainer responsive behavior */
@media (max-width: 1120px) {
    .faq-article-hero__grid {
        grid-template-columns: minmax(0, 1fr) minmax(365px, .82fr);
        gap: 38px;
    }

    .faq-payment-flow {
        padding: 24px 22px 22px;
    }

    .faq-payment-flow__step {
        grid-template-columns: 52px minmax(0, 1fr);
        gap: 13px;
        min-height: 68px;
        padding: 10px 13px;
    }

    .faq-payment-flow__icon {
        width: 43px;
        height: 43px;
    }
}

@media (max-width: 1120px) {
    .faq-payment-glance {
        padding: 20px 20px 12px;
    }

    .faq-payment-glance__item {
        grid-template-columns: 46px minmax(0, 1fr);
        gap: 13px;
        min-height: 72px;
    }

    .faq-payment-glance__icon {
        width: 42px;
        height: 42px;
    }
}

@media (max-width: 900px) {
    .faq-article-hero__grid {
        grid-template-columns: 1fr;
        gap: 34px;
    }

    .faq-article-hero__copy {
        max-width: 760px;
    }

    .faq-payment-flow {
        max-width: 690px;
    }
}

/* Dedicated article responsive behavior */
@media (max-width: 1020px) {
    .faq-article-layout {
        grid-template-columns: 1fr;
    }

    .faq-article-sidebar__inner {
        position: static;
    }

    .faq-article-nav {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }

    .faq-article-nav__link:nth-child(odd) {
        border-right: 1px solid #e9f0f6;
    }
}

@media (max-width: 700px) {
    .faq-article-hero {
        padding: 38px 0 46px;
        background-position: 60% center;
    }

    .faq-breadcrumb {
        margin-bottom: 24px;
        font-size: 0.8rem;
    }

    .faq-article-hero__eyebrow {
        font-size: 0.72rem;
        letter-spacing: 0.12em;
    }

    .faq-article-hero__eyebrow > span {
        width: 32px;
        height: 2px;
    }

    .faq-article-hero h1 {
        font-size: clamp(2.25rem, 11vw, 3.35rem);
    }

    .faq-article-hero__summary {
        margin-top: 18px;
        font-size: 1rem;
    }

    .faq-payment-glance {
        margin-top: 24px;
        padding: 18px 15px 10px;
        border-radius: 13px;
    }

    .faq-payment-glance h2 {
        margin-bottom: 7px;
        font-size: .86rem;
        letter-spacing: .09em;
    }

    .faq-payment-glance__item {
        grid-template-columns: 40px minmax(0, 1fr);
        gap: 11px;
        min-height: 66px;
        padding: 9px 0;
    }

    .faq-payment-glance__icon {
        width: 37px;
        height: 37px;
        border-radius: 8px;
    }

    .faq-payment-glance__icon svg {
        width: 25px;
        height: 25px;
    }

    .faq-payment-glance__item strong {
        font-size: .93rem;
    }

    .faq-payment-glance__item div > span {
        font-size: .8rem;
    }

    .faq-payment-glance__link {
        margin-top: 12px;
        font-size: .88rem;
    }


    .faq-article-hero__grid {
        gap: 28px;
    }

    .faq-payment-flow {
        padding: 22px 15px 18px;
        border-radius: 14px;
    }

    .faq-payment-flow h2 {
        margin-bottom: 16px;
        font-size: .9rem;
        letter-spacing: .1em;
    }

    .faq-payment-flow__step {
        grid-template-columns: 44px minmax(0, 1fr);
        gap: 11px;
        min-height: 62px;
        padding: 10px 11px;
        border-radius: 11px;
    }

    .faq-payment-flow__icon {
        width: 38px;
        height: 38px;
    }

    .faq-payment-flow__step strong {
        font-size: .93rem;
    }

    .faq-payment-flow__step div > span {
        font-size: .79rem;
    }

    .faq-payment-flow__arrow {
        height: 15px;
        font-size: 1.35rem;
    }

    .faq-article-section {
        padding: 38px 0 50px;
    }

    .faq-article-content {
        padding: 28px 20px 32px;
        border-radius: 13px;
    }

    .faq-article-intro {
        padding: 20px 18px;
        margin-bottom: 30px;
    }

    .faq-article-intro p,
    .faq-article-content p,
    .faq-article-content li {
        font-size: 0.98rem;
    }

    .faq-article-content h2 {
        margin-top: 38px;
    }

    .faq-article-nav {
        grid-template-columns: 1fr;
    }

    .faq-article-nav__link:nth-child(odd) {
        border-right: 0;
    }

    .faq-article-sidebar__title {
        padding-top: 20px;
    }
}

@media (prefers-reduced-motion: reduce) {
    .faq-hero__trust-item,
    .faq-hero__icon,
    .faq-article-nav__link {
        transition: none !important;
    }

    .faq-hero__trust-item:hover,
    .faq-hero__trust-item:hover .faq-hero__icon {
        transform: none !important;
    }
}


/* =========================================================
   Related Knowledge Center Guides
========================================================= */

.faq-related {
    padding: 10px 0 60px;
    background: #f4f8fc;
}

.faq-related__heading {
    margin-bottom: 28px;
}

.faq-related__heading > span {
    display: block;
    margin-bottom: 8px;
    font-size: 14px;
    font-weight: 600;
    letter-spacing: 0.04em;
    color: #0b5d8f;
}

.faq-related__heading h2 {
    margin: 0;
    font-size: 30px;
    line-height: 1.2;
    color: #10253f;
}

.faq-related-grid {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 22px;
}

.faq-related-card {
    display: flex;
    flex-direction: column;
    min-height: 180px;
    padding: 24px;
    background: #ffffff;
    border: 1px solid #dce6ef;
    border-radius: 14px;
    text-decoration: none;
    box-shadow: 0 5px 18px rgba(16, 37, 63, 0.06);
    transition: transform 0.2s ease, box-shadow 0.2s ease,
                border-color 0.2s ease;
}

.faq-related-card:hover {
    transform: translateY(-3px);
    border-color: #15b9e7;
    box-shadow: 0 10px 25px rgba(16, 37, 63, 0.10);
}

.faq-related-card > span {
    margin-bottom: 10px;
    font-size: 12px;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.06em;
    color: #1686b7;
}

.faq-related-card strong {
    display: block;
    margin-bottom: 18px;
    font-size: 19px;
    line-height: 1.4;
    color: #10253f;
}

.faq-related-card em {
    margin-top: auto;
    font-size: 14px;
    font-style: normal;
    font-weight: 600;
    color: #096fa2;
}

@media (max-width: 900px) {
    .faq-related-grid {
        grid-template-columns: 1fr;
    }

    .faq-related-card {
        min-height: auto;
    }
}

@media (max-width: 600px) {
    .faq-related {
        padding: 42px 0;
    }

    .faq-related__heading h2 {
        font-size: 25px;
    }

    .faq-related-card {
        padding: 20px;
    }
}